Maidstone based Financial Adviser. Mortgages, Investments, Pensions..

Pension advice

Q. When is the right time to start a pension?

A. Now.

It is never too late or too early to start a pension. It is one of those things, like making a will, that people put off until tomorrow. If you have concerns about your retirement and how your going to fund it, we can provide a complete review for you.

Sometimes planning for your retirement will involve other investments other than a pension. Again, every person and their situation is different. We will take the time to listen and understand your objectives and then create a solution that is individual to you.

It is essential that you check your pension fund's performance once a year. If you would like to review your current pension arrangements to enhance your retirement provision, please email or contact us for further information.

When planning to retire you should seek independent financial advice and consider all of the options available. There is much more than just the option of converting your pension into an annuity at retirement. This may well be the correct thing to do but you should consider the other options like Drawdown or Unsecured Pension Income or Phased Retirement.

Types of Pension.

Tax advice which contains no investment element is not regulated by the FSA.

Past performance is not a guide to future performance and no guarantees are gives as to capital growth and income yield.

Ogden-Starkel Financial Services Ltd is an Appointed Representative of Julian Harris Financial Consultants authorised and regulated by the Financial Services Authority No. 153566.

Registered office is 43 Marigold Way, Maidstone, Kent. ME16 0ZJ.

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